Crypto loan platform guides
Understand the product before comparing the price. Explore each platform’s terms, collateral model and common questions.
Ledn
A managed Bitcoin-backed loan with published amount-based APR tiers, a documented lending history and public reporting.
Read the guide & FAQs →CentralizedArch Lending
Arch is worth comparing when you need a conventional loan backed by assets beyond Bitcoin or want to evaluate a lower published APR.
Read the guide & FAQs →OnchainCoinbase / Morpho
Coinbase provides the interface; Morpho supplies the onchain lending infrastructure. That distinction matters when assessing collateral and risk.
Read the guide & FAQs →CentralizedNexo
Nexo combines borrowing with a wider crypto platform. It can suit a borrower who already uses its portfolio and loyalty features.
Read the guide & FAQs →OnchainAave
Aave is a lending protocol rather than a single retail lender. A useful quote identifies the network, reserve, collateral and borrowing mode.
Read the guide & FAQs →CentralizedStrike
Strike offers several Bitcoin borrowing structures, so choose the product before comparing its rate with Ledn.
Read the guide & FAQs →CentralizedSALT
SALT expands the choice beyond a standard one-year Bitcoin loan, with multiple collateral and payment options.
Read the guide & FAQs →CentralizedUnchained
Unchained is a distinct alternative for borrowers who prioritize a multisignature collateral arrangement and can meet its commercial-loan minimums.
Read the guide & FAQs →CentralizedFigure
Figure combines crypto-backed borrowing with a broader lending business and offers a different collateral and payment experience from Ledn.
Read the guide & FAQs →CentralizedXapo
Xapo places Bitcoin-backed borrowing inside a membership-based account experience, with a lower maximum starting LTV than many alternatives.
Read the guide & FAQs →CentralizedLava
Lava combines a Bitcoin line of credit with spending and account features. Its public overview establishes the product, but does not establish a complete current borrowing quote.
Read the guide & FAQs →CentralizedBinance Loans
Binance Loans is an exchange-based alternative for eligible users who want to borrow crypto against supported account assets.
Read the guide & FAQs →MarketplaceFirefish
Firefish connects borrowers with funding through a Bitcoin-secured marketplace, using an escrow structure instead of a conventional custodied loan.
Read the guide & FAQs →MarketplaceHodl Hodl
Lend at Hodl Hodl is a peer-to-peer marketplace for borrowing supported digital assets against Bitcoin collateral.
Read the guide & FAQs →OnchainMorpho
Morpho is a protocol with distinct lending markets. This entry covers direct variable-rate Morpho Blue borrowing, separately from Coinbase’s account product.
Read the guide & FAQs →OnchainCompound
Compound is an adjacent protocol alternative in the research, rather than a retail native-Bitcoin lender. This comparison covers Compound III.
Read the guide & FAQs →